Workers’ compensation is designed to protect employees who suffer injuries or illnesses. However, many workers fail to fully understand the benefits available to them, often leaving money on the table.
Here, you can learn more about the most overlooked benefits in workers’ compensation claims and how a West Palm Beach workers’ compensation lawyer can help you secure every penny you deserve.
1. Medical Expenses
One of the most critical benefits of workers’ compensation is coverage for medical expenses related to a workplace injury. This includes hospital bills, medication costs, physical therapy, and other treatments.
According to the National Safety Council, employers pay around $170 billion annually for direct costs related to workplace injuries. Your work injury attorney in West Palm Beach can ensure all necessary medical expenses are covered.
2. Lost Wages
If you cannot work due to your injury, you are entitled to receive wage loss benefits. In Florida, workers’ compensation generally pays about 66.67% of your average weekly wage, up to a maximum amount set by the state.
Many employees do not realize they can claim lost wages for the entire duration they cannot work. A top-rated injury lawyer in Florida can assist you in calculating your benefits accurately.
3. Temporary Total Disability (TTD)
Temporary total disability benefits are available for workers who cannot work for a temporary period. These benefits are crucial for those who need time to recover from their injuries.
Florida law requires that TTD benefits begin on the eighth day of your disability, and they are paid until you can return to work or reach maximum medical improvement. Consulting the best workers’ compensation attorney in West Palm Beach can help you navigate this benefit effectively.
4. Permanent Partial Disability (PPD)
If your injury results in a permanent impairment, you may be entitled to permanent partial disability benefits. This can cover a wide range of conditions, from loss of limbs to chronic pain issues.
Understanding how Florida calculates PPD benefits can be complex, and a workplace injury lawyer in West Palm Beach can help you evaluate your eligibility and secure the compensation you deserve.
5. Vocational Rehabilitation
Vocational rehabilitation benefits may be available for those who cannot return to their previous jobs due to their injuries. This service assists injured workers in finding new employment or retraining for a different career.
Many workers overlook this benefit, thinking they must settle for a lower-paying job. A West Palm Beach workers’ compensation lawyer can help you explore vocational options tailored to your skills and interests.
6. Funeral Benefits
In tragic cases where a workplace injury results in death, workers’ compensation provides funeral and burial benefits to the deceased employee’s family. These benefits can cover funeral expenses, which can be a significant burden during a difficult time.
Families should not hesitate to seek assistance from a work injury attorney in West Palm Beach to ensure they receive these benefits.
7. Survivor Benefits
Alongside funeral benefits, survivors of workers who died due to a work-related injury may be entitled to survivor benefits. These benefits can provide financial support to dependents, covering a portion of the deceased’s lost wages.
During this challenging time, families need to understand their rights and seek guidance from a top-rated injury lawyer in Florida.
8. Travel Expenses
If your injury requires you to travel for medical treatment, you may be eligible to claim travel expenses. This includes mileage reimbursement for trips to medical appointments or therapy sessions.
Workers often overlook this benefit, but keeping detailed travel records can ensure you receive compensation for these out-of-pocket expenses. The best workers’ compensation attorney in West Palm Beach can help you compile this information.
9. Change of Physician
If you are unhappy with your current medical provider, Florida law allows you to request a change of physician for your workers’ compensation case. Many employees are unaware of their right to choose a healthcare provider who best meets their needs. Your workplace injury lawyer in West Palm Beach can assist you in navigating the process of changing your physician effectively.
10. Additional Benefits for Specific Injuries
Certain injuries may qualify for additional benefits beyond standard workers’ compensation. For example, injuries involving the eyes, ears, or head can sometimes increase compensation.
Understanding the specifics of Florida’s workers’ compensation laws is crucial for maximizing your claim. Consulting with a West Palm Beach workers’ compensation lawyer can clarify these potential benefits.
Understanding Your Rights After a Work Injury
Navigating the complexities of workers’ compensation can be challenging, especially when you are focused on recovery. By understanding these ten overlooked benefits, you can ensure that you receive the full range of compensation you are entitled to.
Don’t leave money on the table—reach out to a work injury attorney in West Palm Beach to discuss your case and maximize your benefits. Remember, you deserve to be compensated fully for your workplace injury.